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Adulting 101

Just because you never learned how to cook an egg or balance a checkbook, doesn't mean you can't! This guide will show you some life skills needed beyond college. There is also a discussion board where you can ask adulting questions.

Renting

Organization and Cleaning

There are lots of different ways to figure out what cleaning and organization tips work for you, and you may find inspiration from blogs like these. My personal ways of organizing and cleaning:

  • Make a list
  • Put on music or a TV show you've seen before
  • If it takes less than 2 minutes (putting away shoes, hanging up a coat, wiping off the counter), do it right away
  • Decorative bins make my messy sprawl look more organized. I use them for everything - makeup, winter hats, cleaning rags.
  • Dishes are my kryptonite. I'm working to get better at doing them every day, but it's a process. 
  • My favorite chore is vacuuming! 

Mortgages

Buying a house may seem like a million light years away, but you can plan for it while you are still in school.

Traditionally, you need to have 20% of the total cost of your home ready to pay up front. This is called a down payment. However, there are several options for down payments less than 20%. Some banks will lend you money for a mortgage if you have less than a 20% down payment, but they may charge an extra monthly fee for mortgage insurance. 

 

Special Mortgages for Low Down Payments: